"What's in a name? That which we call a rose by any other name would smell as sweet.” -William Shakespeare
Well, actually everything is in a name when holding title to a property. Your name is what identifies you as the owner of the your property. Similar or like names are a common issue when clearing title for the purpose of a future conveyance. It is always important to use your full legal name or anything within your legal name that can distinguish you from all others. If you have a name that is the same as someone who has a judgment filed against them, it will be brought forward in a title search and assumed to be you until that judgment can be disqualified. There are times that this can be very difficult, especially when creditors are no longer around and/or records have been transferred from one agency to another at various stages of collection. If a judgment cannot be disqualified, your options become limited to either paying it off or holding money for the release of the judgment, in order to be able to convey clear and insurable title. So, be sure to distinguish your name as much as possible because a rose by any other name does not smell as sweet when acquiring property.
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Prince William, Virginia 22192