AT CLOSING BETWEEEN 12/8/2014 & 3/31/2015 YOU WILL RECEIVE A FREE HOME WARRANTY WITH SELLING VIRGINIA IF YOU BUY OR SELL A PROPERTY WITH THIS ADVERTSIEMENT.  STANDARD POLICY PROVIDED BY OLD REPUBLIC.

Nicholas E. Lewis

Loan Officer

NMLS ID 226099

Atlantic Coast Mortgage, LLC

3800 Fettler Park Drive, Suite 202

Dumfries, VA 22025

Company NMLS ID 643114 

Branch NMLS ID 1102885

(www.nmlsconsumeraccess.org)

Direct Line: (703) 259-0822

Cell Phone:  (703) 268-631...

What does “As Is” really mean?

When buying or selling a home we frequently hear that the property is being sold “As Is”. Throughout the course of the past several years that term has had several “definitions” as it was interpreted different ways, depending on what side...

Do I Really Need A Survey?

If you want to know where your property corners are located, how the boundary lines run, where the recorded easements are, if there are any building line restrictions, encroachments or right of way easements that may lie within the property l...

Nicholas E. Lewis

Loan Officer – Timur Tunador Lending Group

NMLS ID 226099

Atlantic Coast Mortgage, LLC

4100 Monument Corner Drive, Suite 300

Fairfax, VA 22030

Company NMLS ID 643114 (www.nmlsconsumeraccess.org)

Direct Line: (703) 259-0822

Cell Phone: (703) 268-6316

Direct Fax...

Warranty Deeds

What does the word “Warranty” mean?

A warranty is an assurance or a guarantee. When a seller “warrants” something (in any transaction) they are promising that there is nothing wrong or if there is something wrong they will to “fix it” at no cost to the p...

What is an EMD?

The earnest money deposit or “EMD” is an important part of the home buying process. It lets the seller know you are a committed to purchasing their property. It will be applied to your down payment on the HUD-1 Settlement Statement at the time of closin...

Nicholas E. Lewis

Loan Officer – Timur Tunador Lending Group

NMLS ID 226099

Atlantic Coast Mortgage, LLC

4100 Monument Corner Drive, Suite 300

Fairfax, VA 22030

Company NMLS ID 643114 (www.nmlsconsumeraccess.org)

Direct Line: (703) 259-0822

Cell Phone: (703) 268-6316

Direct Fax...

OWNER’S TITLE INSURANCE OPTIONAL??? WE DON’T THINK SO.

Vacant Virginia Properties with Liens- In Virginia, properties were sold to unsuspecting buyers.

Unfortunately, the sellers weren’t the rightful owners of the properties. Instead, death certificates of the real own...

Nicholas E. Lewis

Loan Officer – Timur Tunador Lending Group

NMLS ID 226099

Atlantic Coast Mortgage, LLC

4100 Monument Corner Drive, Suite 300

Fairfax, VA 22030

Company NMLS ID 643114 (www.nmlsconsumeraccess.org)

Direct Line: (703) 259-0822

Cell Phone: (703) 268-6316

Direct Fax...